This document sets forth the HRG Leisure Online Privacy Policy (the "Privacy Policy") for this Web site, http://www.hrgleisure.com (the "Site"). If you have objections to the Privacy Policy, you should not access or use this Site. This Privacy Policy does not govern privacy practices associated with offline activities or other HRG North America web sites.

Changes in Privacy Policy
All "personal information" ("personal information" is defined as any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains) that we collect and maintain will be subject to the version of the Privacy Policy in effect at the time of such collection. HRG North America reserves the right to change the Privacy Policy from time to time at its sole discretion, and will provide notice of material changes on the home page of the Site. You will be deemed to have been made aware of, and will be subject to, the changes to the Privacy Policy by your continued use of the Site after such notice has been posted for thirty (30) days with the following exception: If at the time you provide personal information to HRG North America you are given the opportunity (as you currently are) to limit how such information will be used to communicate with you, either by HRG North America or by third parties, HRG North America will not change your preference in this regard without your express consent. However, if HRG North America sells assets (or the assets of a division or subsidiary) to another entity, or HRG North America (or a division or subsidiary) is acquired by, or merged with, another entity, HRG North America may provide to such entity customer information that is related to that part of our business that was sold to or merged with the other entity without your consent.

Entities collecting personal information
Personal information on this Site is collected by HRG North America.
HRG North America's address is 30 Spring Street, Stamford, CT 06901.

The Site may contain links to other sites at which personal information is collected. In such instances, unless expressly provided to the contrary, the collection and use of your personal information will be governed by the privacy policy applicable to that site. That privacy policy should identify the entity that is collecting your personal information.

Collection of personal information
As a visitor to this Site, you can engage in many activities without providing any personal information. In connection with other activities HRG North America may ask you to provide certain information about yourself by filling out and submitting an online form. It is completely optional for you to engage in these activities. If you elect to engage in these activities, however, HRG North America may ask that you provide us personal information, such as your first and last name, mailing address (including ZIP code), e-mail address, employer, job title and department, telephone and facsimile numbers, and other personal information. When ordering products or services on the Site, you may be asked to provide a credit card number. Depending upon the activity, some of the information that we ask you to provide is identified as mandatory and some as voluntary. If you do not provide the mandatory data with respect to a particular activity, you will not be able to engage in that activity.

When you use the Site, HRG North America or third parties authorized by HRG North America may also collect certain technical and routing information about your computer to facilitate your use of the Site and its services. For example, we may log environmental variables, such as browser type, operating system, CPU speed, and the Internet Protocol ("IP") address of your computer. We use these environmental variables to facilitate and track your use of the Site and its services. HRG North America also uses such environmental variables to measure traffic patterns on the Site. Without expressly informing you in each particular circumstance, we do not match such information with any of your personal information.

When you submit personal information to HRG North America through this Site, you understand and agree that this information may be transferred across national boundaries and may be stored and processed in any of the countries in which HRG North America and its affiliates and subsidiaries maintain offices, including, without limitation, the United States. You also acknowledge that in certain countries or with respect to certain activities, the collection, transferring, storage, and processing of your information may be undertaken by trusted vendors of HRG North America. Such vendors are bound by contract not to use your personal information for their own purposes or provide it to any third parties. One instance where this could occur is in conjunction with framed pages in which the URL for the pages is not visible and the pages are being hosted by a vendor of HRG North America.

HRG North America has established relationships with various service providers whose services are available to you from this Site or from Web sites that are linked to this Site. Typically, these providers offer services that HRG North America customers might find useful, such as those that can be used in conjunction with HRG North America services and products. In order to use those services, you may be required to provide personal information to the providers. Unless expressly provided to the contrary, personal information that you provide while you are visiting a provider's Web site will be subject to the privacy policy posted on such site, and personal information that you provide while on this Site in conjunction with a provider's service will be subject to this Privacy Policy. You should be aware that our agreements with these service providers often provide that they will share with HRG North America personal information collected from you. In such instances, HRG North America may use this information in a manner consistent with this Privacy Policy. In the situation where sites have an HRG North America "look and feel," and you reasonably believe you are on an HRG North America site, the site is collecting information in a solely intermediary capacity and does not use personal information for secondary purposes.

How your personal information is used
HRG North America collects your information in order to record and support your participation in the activities you select. If you subscribe to a service or register a product, for example, the information is used to register your rights, if any, to technical support or other benefits that may be made available to registered users. As another example, if you enter a contest, information is collected to qualify the entry and contact you regarding the contest or prize awards. Your personal information is also used to keep you informed about special offers and other products and services of HRG North America and selected third parties if you have so opted to receive such communications.

HRG North America may collect information about the use of the Site, such as the types of services used and how many users we receive daily. This information is collected in aggregate form, without identifying any user individually. HRG North America may use this aggregate, non-identifying statistical data for statistical analysis, marketing, or similar promotional purposes.

Your choices with respect to personal information
HRG North America recognizes and appreciates the importance of responsible use of information collected on this Site. Without your consent, HRG North America will not communicate any information to you regarding products, services, and special offers available from HRG North America, although we may find it necessary to communicate with you regarding your use of the services on this Site. Except in the particular circumstances described in this Privacy Policy, HRG North America will also not provide your name to other companies or organizations without your consent.

There are other instances in which HRG North America may divulge your personal information. HRG North America may provide your personal information if necessary, HRG North America 's good faith judgment, to comply with laws or regulations of a governmental or regulatory body or in response to a valid subpoena, warrant, or order or to protect the rights of HRG North America or others.

Protection of your personal information
The personal information that you provide in connection with registering yourself as a user of HRG North America products or services or registering an HRG North America product is classified as Registration Information. Registration Information is protected in several ways. Access by you to your Registration Information is available through a password and unique customer ID selected by you. This password is encrypted. We recommend that you do not divulge your password to anyone. In addition, your Registration Information resides on a secure server that only selected HRG North America personnel and contractors have access to via password. HRG North America encrypts your personal information and thereby strives to prevent unauthorized parties from viewing such information when it is transmitted to HRG North America.

Personal information that you provide that does not constitute Registration Information also resides on a secure server and is only accessible to selected HRG North America personnel and contractors via password. Since this information is not accessible by you, you will not be asked to select a password in order to view or modify such information.